Financial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs

Taryn T-Money$ Ferrer | Financial Wellness Coach
Financial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs

Are you overwhelmed by the constant juggle of scaling your business and managing your personal finances? Tired of the cycle of over-saving, splurging, and guilt after every big purchase? Or maybe you’re always second-guessing your financial decisions, wondering if you’re doing enough to build wealth and secure your future? Hey girl hey…welcome! The Financial Confidence for High-Achieving Women podcast is where we’ll dive deep into positive money mindset, wealth-building strategies, and intentional financial planning. If you’re an ambitious women of color entrepreneur ready to break free from the limiting beliefs and habits that are holding you back from reaching your full financial potential, you’re in the right place.I’m your host Taryn, better known as T-Money$, Certified Financial Coach and CEO of Money Honey LLC, a financial coaching company that teaches high-achieving women like YOU how to have a fun & healthy relationship with money. I know firsthand the unique challenges you face as the first person in your family to achieve a high income. Through my coaching and self study programs, I’ve helped 80+ clients master their money without sacrificing the lifestyle they love. Together, we will create money habits that support the legacy you want to create.This podcast will answer questions you’re likely googling right now, like:How can I stop overspending and still enjoy my lifestyle?What are the best wealth-building strategies for high-earning women of color?How can I create a budget that aligns with my life goals?What mindset shifts do I need to make for financial success?How do I start saving and investing as a busy entrepreneur?How to build wealth as a woman of color entrepreneur?Tune in each week for simple money management and investing tips to help you create long-term wealth through smart financial decisions. Whether you're looking to better manage your cash flow, increase your investment portfolio, or develop a powerful money mindset, this podcast will give you the tools to take control of your money and build wealth on your own terms.Ready to leave behind financial anxiety and start making confident money decisions? Hit play on the latest episode and let’s grow your wealth as a woman of color in business.For more wealth building tips, debt free living inspiration and support, connect with me over on Instagram @heytmoneyhoney And don’t forget to hit subscribe and follow the show wherever you listen to podcasts. Let’s dive into this journey to financial freedom together!

  1. 19 HR AGO

    Beyond the Bottom Line: Strategic Event Budgeting for Maximum Profit [Ep 21]

    Everyone says you'll lose money on in-person events - but what if you could make them profitable instead? Today we're concluding our 4-part budgeting series with a game-changing approach to event finances. In this final installment of our budgeting series, I'm breaking down how to budget for in-person events that actually make money. After successfully hosting my own financial wellness retreat and multiple brunch events, I'm sharing exactly how I've turned the "events aren't profitable" myth upside down. Whether you're planning your first networking event or a full weekend retreat, these strategies will help you create an experience that's both impactful AND profitable. Tune in to hear: The complete list of expense categories you need to include in your event budgetMy formula for calculating cost per attendee (and why this number is crucial)How to strategically price your tickets to ensure profitabilityWhy the "you'll lose money" mindset is flawed and how to overcome itReal examples from my own profitable events and what made them workListen in to gain the confidence and practical know-how to host events that strengthen your business while expanding your community. Pop in your Airpods and let's make your next event a financial success! Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey Mindful Money & Movement (May 18th): https://www.bodyartnoire.com/class-schedule The Rich Bi$h Brunch (June 7th): https://richbishbrunch.eventbrite.com Episode 18: Mastering Your Payday: Financial Strategies for High-Achieving Women Episode 19: Irregular Income, Stable Budget: My Favorite Strategy for Women Entrepreneurs Episode 20: The Goal-Powered Budget: Your Financial Roadmap to Everything That Matters 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7 If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    19 min
  2. 19 APR

    The Goal-Powered Budget: Your Financial Roadmap to Everything That Matters [Ep 20]

    Is your budget just a list of bills or the roadmap to your dreams? Today we're diving into part 3 of our 4-part budgeting series. In this episode, we're exploring why you should add your goals to your budget. If you feel like you're always putting off your dreams because "there's never enough money," this episode is for you. You'll learn how to transform your budget from a restrictive document into a powerful tool that actually helps you achieve what matters most. Let's get into it. Tune in to hear: Why many people limit their budgets to bills and miss their savings goalsHow to move beyond generic budget templates to personalized goal categoriesPractical steps to translate aspirational goals into monthly budget allocationsThe psychological impact of seeing your budget as a tool for achievement rather than limitationListen in to gain clarity, confidence, and a budget that actually supports the life you're excited to live! Pop in your Airpods and let's go! Resources mentioned in this episode Organize Your Money Honey Intensive: https://www.manifestmoneyhoney.com/organize-your-money-honey📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney  👩🏽‍💻 Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7 If you enjoyed this episode, please take a screenshot and share it on your stories. Don't forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don't miss out on more financial tips.

    14 min
  3. 11 APR

    Irregular Income, Stable Budget: My Favorite Strategy for Women Entrepreneurs [Ep 19]

    How do I create a reliable budget with unpredictable income? Today we’re diving into part 2 of our 4 part budgeting series. In this episode we’re talking all about budgeting with irregular income. If you’re an entrepreneur, creative, and/or freelancer I think you’ll really enjoy this one. You’ll learn how to understand your income patterns, my favorite budgeting method for irregular income, and how to plan for the lean times.  Let’s get into it. Tune in to hear: How to understand your income patternsThe percentage budgeting methodHow to do a money maintenance check and emotional money check inPlanning for lean times Listen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you’re building!Pop in your Airpods and let's go! Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7 If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    21 min
  4. 10 APR

    Mastering Your Payday: Financial Strategies for High-Achieving Women [Ep 18]

    Have you ever thought what should I do with my money on payday so I don’t spend my entire paycheck right away? Today we’re kicking off a 4 part series. In this episode I’m going to give you a simple routine you can do on payday that will give you peace of mind and contribute to your goals at the same time. If you’re ready for wealth building payday habits, then this episode is for you. Let’s get into it. Tune in to hear: Why having a payday routine is crucial for financial successThe concept of paying yourself first and the automation steps to make it easyHow to do a money maintenance check and emotional money check inReflection questions to make improvements each pay periodHow intentional money management affects your communityListen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you’re building!Pop in your Airpods and let's go! Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey Episode 3: Can’t Decide on Your Next Financial Goal? Here’s How to Choose the Right One Episode 8: Six Practical Strategies to Manage Financial Anxiety During Unexpected Situations Episode 14: How to Set Up Your Bank Accounts for Financial Ease & Wealth Growth 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7 If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    28 min
  5. 20 MAR

    From Financial Overwhelm to Money Confidence: Yoshi’s One Year Transformation [Ep 16]

    In this episode of the Financial Confidence for High Achieving Women podcast, Taryn Ferrer interviews her client Yoshi about her transformative journey through financial coaching. Yoshi shares her struggles with managing money, the overwhelming information available, and how Taryn's coaching helped her gain clarity and confidence. They discuss the importance of taking action, celebrating wins, and the mindset shifts that come with financial growth. Yoshi also shares her exciting life changes, including a new job and upcoming wedding, highlighting the positive impact of financial empowerment. Tune in to hear: Yoshi transformed her relationship with money by addressing emotional barriers and shifting to an abundance mindset.She learned that progress matters more than perfection and took actionable steps like opening a high-yield savings account.Community support and accountability played a key role in her financial growth.After applying for new jobs, she increased her salary by 41% and gained confidence in managing her finances.Coaching helped her balance saving and spending, proving she could enjoy her money without guilt—even while planning a wedding.Listen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you’re building! Pop in your Airpods and let's go! Apply for 1:1 Coaching: https://forms.gle/1yJQKXv3ScpsonDEA Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7 If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    28 min
  6. 11 MAR

    Do You Need a Financial Coach or a CPA? Here’s How to Decide [Ep 15]

    Are you hiring the wrong financial expert for your needs? Many high-achievers assume a CPA will help them get their finances in order—only to realize later that tax planning isn’t the same as learning how to manage money well. On the flip side, some think a financial coach can do their taxes or fix their business finances overnight. So, how do you know who you actually need? In this episode, I’m breaking down the key differences between a certified financial coach and a CPA, so you can confidently choose the right support for your financial goals. You’ll learn when to work with each, how they complement each other, and red flags to watch for when hiring a financial professional. Key Takeaways: ✅ What a financial coach actually does—and what they don’t do ✅ When you need a CPA vs. when you need a financial coach ✅ How both professionals can work together to help you build wealth ✅ Common mistakes people make when choosing financial help ✅ Red flags to look out for before hiring a coach or CPA If you’ve ever felt stuck deciding between a financial coach and a CPA, this episode is a must-listen! 🎧 Tune in now and get the clarity you need. Rich to Wealthy Mastermind: https://www.manifestmoneyhoney.com/richtowealthymastermind Episode 10: How We Financially Prepared to Buy Our First Home: Budgeting, Savings, and Hidden Costs Explained https://www.buzzsprout.com/2430692/episodes/16542205 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7   If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    22 min
  7. 28 FEB

    How to Set Up Your Bank Accounts for Financial Ease & Wealth Growth [Ep 14]

    Do you really need five different checking accounts to manage your money? Or is there a simpler way to keep your finances organized without the overwhelm? If you’ve ever felt like your bank accounts are all over the place—or you’re not sure where your money should actually live—this episode is for you. I’m breaking down exactly how to structure your accounts for ease, clarity, and wealth-building. You’ll learn why multiple checking accounts aren’t necessary, the best way to separate bills and fun money, and why a High-Yield Savings Account (HYSA) is my favorite way to save. Plus, we’re getting into the pros and cons of joint accounts (because that’s a conversation worth having). By the end of this episode, you’ll know exactly how to set up your bank accounts in a way that feels simple and empowering. Tune in to hear: The only bank accounts you actually need to manage your money with easeWhy a High-Yield Savings Account (HYSA) is the best move for growing your savingsHow to separate bills and fun money without overcomplicating thingsWhen a joint account makes sense (and when it doesn’t)How to simplify your finances so you can confidently build wealthListen in to gain clarity, confidence, and a strategy that actually supports the lifestyle you’re building! Pop in your Airpods and let's go! Organize Your Money Honey Coaching Session: https://www.manifestmoneyhoney.com/organize-your-money-honey 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or book a call to discuss how we can work together: https://calendar.app.google/QZEWoqzKpFx69kDR7   If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    27 min

About

Are you overwhelmed by the constant juggle of scaling your business and managing your personal finances? Tired of the cycle of over-saving, splurging, and guilt after every big purchase? Or maybe you’re always second-guessing your financial decisions, wondering if you’re doing enough to build wealth and secure your future? Hey girl hey…welcome! The Financial Confidence for High-Achieving Women podcast is where we’ll dive deep into positive money mindset, wealth-building strategies, and intentional financial planning. If you’re an ambitious women of color entrepreneur ready to break free from the limiting beliefs and habits that are holding you back from reaching your full financial potential, you’re in the right place.I’m your host Taryn, better known as T-Money$, Certified Financial Coach and CEO of Money Honey LLC, a financial coaching company that teaches high-achieving women like YOU how to have a fun & healthy relationship with money. I know firsthand the unique challenges you face as the first person in your family to achieve a high income. Through my coaching and self study programs, I’ve helped 80+ clients master their money without sacrificing the lifestyle they love. Together, we will create money habits that support the legacy you want to create.This podcast will answer questions you’re likely googling right now, like:How can I stop overspending and still enjoy my lifestyle?What are the best wealth-building strategies for high-earning women of color?How can I create a budget that aligns with my life goals?What mindset shifts do I need to make for financial success?How do I start saving and investing as a busy entrepreneur?How to build wealth as a woman of color entrepreneur?Tune in each week for simple money management and investing tips to help you create long-term wealth through smart financial decisions. Whether you're looking to better manage your cash flow, increase your investment portfolio, or develop a powerful money mindset, this podcast will give you the tools to take control of your money and build wealth on your own terms.Ready to leave behind financial anxiety and start making confident money decisions? Hit play on the latest episode and let’s grow your wealth as a woman of color in business.For more wealth building tips, debt free living inspiration and support, connect with me over on Instagram @heytmoneyhoney And don’t forget to hit subscribe and follow the show wherever you listen to podcasts. Let’s dive into this journey to financial freedom together!

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